About Steam Locomotive Insurance
Specialists in heritage steam railroad insurance since 2005.
Insurance Built for Heritage Steam Railroads
Steam Locomotive Insurance is a specialty division of Contractors Choice Agency, an insurance agency founded in 2005 and dedicated to serving specialty operators and tradespeople.
We've specialized in heritage steam railroad insurance long enough to know the nuances that matter: how FELA railroad liability differs from ordinary GL, why boiler & machinery coverage is non-negotiable for an operating steam locomotive, and what host railroads, municipalities, and event venues are actually looking for in a certificate beyond the boilerplate.
Our approach is straightforward: understand your operation, shop specialty markets that price heritage rail risk fairly, and provide the certificates and service a working steam railroad actually needs.
Ready to Get Your Steam Railroad Insured?
Same-day quotes for steam railroad operators. Call or fill out our quote form and we'll have your options ready today.
Ready to Protect Your Steam Railroad?
Get a comprehensive quote in minutes. Same-day binding, same-day certificates. Over 20 years protecting specialty operators and heritage railroads.